The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Our Business MoneyIQ page features useful information and videos to help your business navigate the increased threats from cyberattacks, Ransomware, DDoS attacks, tax fraud and more. Click on this link to access the MoneyIQ for Business Financial Literacy and Education Center. Although considerable effort is expended to make the App and Website and other operational and communications channels available around the clock, we do not warrant these channels to be available and error free every minute of the day. Combine the flexibility of a credit card with the predictability of a personal loan. You will not be able to use your Card after the valid through date; however, you may request a replacement Card by following the procedures in the paragraph labeled Card Replacement. The new Card will have a value equal to the remaining balance of the expired Card. The Card issued to you by Sutton Bank enables you to make certain electronic fund transfers to and from your prepaid Card Account with Sutton Bank. On February 23, 2023, the U.S. Department of State updated its guidelines to allow F and M students to apply for their student visas to study in the United States up to 365 . Platinum Mastercard. See our Rewards Terms and Conditions for, Best Business Credit Cards Comparison Tool. . Additional Contact Information. What this means for you: when you apply for a Card, we will ask for your name, address, date of birth, and other information that will allow us to identify you. Those types of cards are issued by two parties: a bank and a non-financial entity ( for example a retail merchant). Total credit lines from $500 to $25,000. Amendment, Suspension and Cancellation. The fastest and easiest way to minimize your possible losses is to report this/deactivate your Card by using the App, otherwise you may always contact us via our Customer Service by phone 1 (855) 553-3388. . Judgment on the arbitration award may be entered in any court having jurisdiction. * Rewards offers are subject to approval. Earn 1 point for every dollar, redeem for brand-name merchandise, travel, or office supplies. All Cards are issued by Sutton Bank and distributed and serviced by Telos Gifting, LLC, which may be contacted by phone at 866-353-4237 or by mail at 495 Mansfield Avenue, Pittsburgh, PA 15205. . Building and adopting a component library in the context of a vibrant business is no easy feat. Copies of the documents used in the investigation may be obtained by contacting Customer Service. Although it may seem obvious, human error is responsible for 95% of effective cyber-attacks. Please contact your product specialist for further information. There is no fee for this service. According to the lawsuit, many Cash App users pay for purchases by way of a . You acknowledge and agree that the value available in the Card Account is limited to the balance of the Card Account. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. We value their cutting-edge technology, reliability, and easy to use platform APIs.. If you want to cancel the Card, the Card Account and this Agreement please contact Customer Service. Reap the benefits of your hard work, with our Platinum Credit Card. You agree that we will not be responsible for temporary interruptions in service due to maintenance, App or Website changes, or failures, nor shall we be liable for extended interruptions due to failures beyond our control, including but not limited to the failure of interconnecting and operating systems, computer viruses, forces of nature, labor disputes and armed conflicts. To find out if the Commercial Card program is right for your business, or to explore our other payment solutions, please speak with a Payment, Cash Management & Deposits Specialist today. No Warranty Regarding Goods or Services as Applicable. We will not charge you a fee to use your Card at any ATM owned by us (currently ATMs pertaining to the Interlink, Pulse and Plus networks), however, operators of other ATMs and cash dispensing devices, their networks, and merchants may charge you a fee. Online marketplaces. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open Majority accounts you have will not apply to you, except for any claims subject to pending litigation or arbitration at the time you send your rejection notice. Customer Service Number: 1 (855)-553 3388. The Card is issued by the Bank. This arbitration agreement is made pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Act, 9 U.S.C. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. You agree to present your Card and meet identification requirements to complete load transactions as may be required from time to time. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. This Agreement sets forth the entire understanding and agreement between you and us, whether written or oral, with respect to its subject matter and supersedes any prior or contemporaneous understandings or agreements with respect to their subject matter. We will attempt to communicate with you only by use of the most recent contact information you have provided to us. - Manage your Billers. Cyber Resilience ReviewThe Department of Homeland Securitys (DHS)Cyber Resilience Review (CRR)is a non-technical assessment to evaluate operational resilience and cybersecurity practices. If we decide not to enforce our rights or charge a fee in one situation, we are not giving up our right to enforce it or to charge the fee in a later situation. Leverage existing relationships with issuing banks, networks, and card fulfillment providers to go live in days not months. Laptops can be particularly easy targets for theft or can be lost, so lock them up when unattended. If you obtain your funds or make a purchase in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by the Card Network into an amount in the currency of your Card. No one else may sign the rejection notice. You should get a receipt at the time you make a transaction using your Card. You also have the right to obtain at least 24 months of written history of account transactions by calling 1-855-553-3388, or by writing us at MAJORITY USA, LLC, 9801 Bissonnet Street, Suite V, Houston, Texas 77036, USA, Attn: Customer Support. We reserve the right to require an affidavit signed by you and conduct an investigation into the validity of any request. EXCEPT AS EXPRESSLY OTHERWISE PROVIDED IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND TO YOU, AND HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING THE CARD OR RELATING TO OR ARISING OUT OF THIS AGREEMENT, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Our Privacy Statementexplains how we use cookies. Training employees on basic internet best practices can go a long way in preventing cyber-attacks. The Card remains the property of the Bank and must be surrendered upon demand. Managers should bear in mind that hackers dont just break into the IT department by sheer force; they look for weaknesses. Use the Supply Chain Risk Management Toolkit to help shield your business information and communications technology from sophisticated supply chain attacks. Give us a call at +1-877-662-3489 or fill out the form below and well get back to you within 24 hours. Discover key concepts of the Marqeta platform with hands on tutorials, Issue cards, fund accounts, manage payments, and more, View filterable, curated production data and personalized insights, Explore our endpoints, make API requests, and quickly prototype your product. * Rewards offers are subject to approval. Visa Business credit cards. Buy Now, Pay Later. Easily expand across the United States, Europe, and Asia with our global-ready platform. Please contact our support team directly at[emailprotected], Sign up today to receive alerts when we launch new business finance content and solutions. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. Malware (malicious software) is an umbrella term that refers to software intentionally designed to cause damage to a computer, server, client, or computer network. PLEASE VISIT https://www.majority.com (THE WEBSITE) TO VIEW, PRINT, AND SAVE THIS AGREEMENT AND https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf TO VIEW, PRINT, AND SAVE OUR PRIVACY POLICY. Once they have them; they can use them to transfer money out of your bank account and into theirs. Under Visa U.S.A. Inc. Operating Regulations, your liability for unauthorized transactions using your Card Account that take place on the Visa system without a PIN is $0.00 if you are not grossly negligent or fraudulent in the handling of your Card. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions made with your Card. Any funds remaining on the Card after cancellation will be sent to you upon request via a refund check to the mailing address we have in our records. Options may vary. 2 Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if . 1 Securely lock your Business Visa Debit Card when you need to and unlock it again when you don't. Use it to control your business expenses while you're working out the best financial decisions for you. Viruses are intended to give cybercriminals access to your system. The employees are targeted in order to obtain personally identifiable information (PII) or tax statements of employees and executives, important data that can be used in future attacks. We may also ask to see a copy of your drivers license or other identifying documents. We may disclose information to third parties about you, your Card, or the transactions you make: Where it is necessary or helpful for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; In order to prevent, investigate or report possible illegal activity; In order to issue authorizations for transactions on the Card; Otherwise as necessary to fulfill our obligation under this Agreement; Please see our Privacy Policy, available at https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf for further details. Through the Cash App Taxes feature, you can file your taxes for free and through Cash App Investing, you can make investments and buy Bitcoin for as little as $1. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. Please read this Agreement carefully and retain it for future reference. Back up your dataRegularly back up the data on all computers. Having at least basic email security in place and two-factor authentication is a must. All you need to do is complete a brief online questionnaire about your company operations, founders and sources of funding. We may refuse to process any transaction that we believe may violate the terms and conditions of this Agreement. You hereby agree to our collection, use and sharing of information about you and the Card as provided in our Privacy Policy, which is made a part of this Agreement. You can either do the assessment yourself, orrequest a facilitated assessmentby DHS cybersecurity professionals. Tell me more. 10+ years of modern card issuing experience, Top 25 largest U.S. debit card purchase volume*, Affirms mission is to build innovative products that people love, and Marqetas unique technology provides us the platform and services to help make that possible., Marqeta is vested in our success and that is what makes us want to collaborate even further. Target Market Determinations for the products are available. . - Review Transaction History. Making cyber security everyones responsibility is extremely important, therefore you should include management and IT in your education program, as well as have regular cyber security sessions, and of course create specific rules for email, internet browsing, social networks, and mobile devices. We remind you that the offering and provision of the Card and the related services set out in this Agreement are conditioned upon that you are an existing customer of Majority USA, LLC and permitted by Majority USA, LLC or otherwise eligible to acquire services under the Majority Terms of Service. The attacker will try to either obtain access to the email addresses of the influential people in the company or just impersonate them. Business Email Compromise (BEC)is a type oftargeted scamin which anattacker impersonates a company executive or high-level employeewith the intent ofdefrauding or extracting sensitive datafrom the company or its partners. Your rejection notice must state that you reject the Arbitration provision and include your name, address, Account number and personal signature. Co-Branded Credit cards allow large businesses such as retail chains, hotels or airlines to offer special discounts, cashbacks . 14.99% - 29.99%. A card that can help drive process efficiencies and improve control over procurement spend. Issue cards that think and serve your customers in a whole new way. Macao . Additional terms and conditions may apply. You Should also make sure to update your security software regularly and keep a backup of your data. If you need more information about our error-resolution procedures, please contact Customer Service. Reduce purchasing . Our commercial card is compatible with most Expense Management System providers in the market place where we are able to send enhanced data (dependent on travel management company enablement). Section headings in this Agreement are for convenience of reference only, and shall not govern the interpretation of any provision of this Agreement. Simplify business expenses with this comprehensive solution, Pay for all your business expenses with a single program thats simple to use, Maximize your cash flow with flexible payment terms, Integrate with most technology platforms and accounting systems, A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program, Access spending data through convenient web access for exceptional program reporting, Reduce purchasing administrative costs and improve operational efficiencies. Credit Cards. Cyber-attacks are constantly evolving, but business owners should at least be aware of the most common types. Tried to use at Ann Taylor in Potomac Mills Mall, Woodbridge at 11:14am and told balance was only 1.44. The Card cannot be redeemed for cash. The Card is not a credit card and will not enhance your credit rating. Keep record of your account in case your Card is lost, stolen, or destroyed. In case of errors or questions about your electronic transactions or Card Account, contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt. Detect fraud, control your spend, and ensure the highest levels of compliance and uptime. We will not charge you any fees for the initial issuance or use of the Card. ACH transactions and wire transfers are the fastest way to move funds to another business, person, or other recipient. This Sutton Bank Cardholder Agreement (" Agreement ") constitutes the agreement between you, and Sutton Bank Attica, Ohio (" Sutton Bank " or " Issuer "), a FDIC insured member institution, outlining . Consider its appropriateness to these factors before acting on it. Developed by the DHS Cybersecurity and Infrastructure Agency (CISA), this toolkit will help you raise awareness and reduce the impacts of supply chain risks. Score Some Rewards. You agree to sign the back of the Card immediately upon receipt. 55 day interest-free period on all purchases. If you seek to withdraw cash from a merchant POS device, please note that each merchant may establish limits as to how much cash may be obtained from a POS device at a single time or through a single location. You may add funds to your Card Account, called loading, by: (i) Automated Clearing House (ACH) loads up to $5,000 per month, minimum $20 per load, maximum $5,000 per day with a limit of 5 transactions per day; (ii) credit or debit card loads up to $500 per transaction, $500 per day, $5,000 per month with a limit of 5 transactions per day and a minimum of $20 per load; (iii) direct deposit loads up to $5,000 per day, $10,000 per month, with a limit of 3 transactions per day; (iv) federal transaction direct deposit loads from the IRS Treasury up to $10,000 per day; and (v) loading cash through one of our reload locations up to $500 per transaction, $2,500 per day, $5,000 per month with a maximum of 5 reloads per day. It is important to know your available balance before making any transaction. Note that you may also be charged a fee for a balance inquiry even if you do not complete a fund transfer. This means that you may need to visit more than one merchant if you are seeking to withdraw cash in an amount which is less than or equal to the total limit above, but more than the limit established by the individual merchant. Also, if you become aware of and/or your statement or electronic history shows transactions that you did not make or authorize, notify us at once following the procedures stated in the paragraph labeled Your Right to Dispute Errors. The Revenued Business Card Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This Agreement does not replace, but supplements the Majority Terms of Service (available in the App), however in case of any inconsistency between the Majority Terms of Service and this Agreement, this Agreement shall govern and control your use of the Card and Card Account and otherwise your relationship with Sutton Bank. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Use of your Card is subject to all applicable rules and customs of any clearinghouse or other association involved in transactions. 10. You must notify us to revoke permission for any person you previously authorized to use Card information or have access to your account. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. The Revenued Business Card Visa Commercial Card is powered by Marqeta. Perfect for startups launching a card program. Our business days are Monday through Friday, excluding US federal holidays, even if we are open. The maximum amount that can be spent using your Card is: Cash Access. The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. Visa Gift cards can be used nationwide in-store and online, where Visa debit cards are accepted. You agree that from time to time, without further notice to you, we may monitor and/or record telephone calls and electronic communications between you and us to assure the quality of our customer service or as required by applicable law. You agree to retain, verify, and reconcile your transactions and receipts. Password-protect access to the router. SUTTON BANK PREPAID RULE LONG FORM DISCLOSURE. The Card will have an expiration date and the Card will expire, in accordance with applicable law, on the expiration date. Complimentary insurances. Merchants generally will not be able to determine your available balance. Rellevate handles all customer service for the program. Small businesses are attractive targets because they have information that cybercriminals want, and they typically lack the security infrastructure of larger businesses. Card. Legacy payment solutions are slow, rigid, and lack fraud controls. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we may be liable for your losses or damages. If the merchant credits your Card, the credit may not be immediately available. All credit decisions are made by Backoffice.co, Inc DBA finally. IF YOU HAVE QUESTIONS ABOUT THIS REQUIREMENT, PLEASE CONTACT CUSTOMER SERVICE. The Troubleshooters have received reports from other consumers in the Delaware Valley about Cash App cards issued by Sutton Bank. Any references to days found in this Agreement are calendar days unless indicated otherwise. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). For Westpac issued products, conditions, fees and charges apply. Requests for address or name changes may be subject to additional verification requirements. Sumissura . We reserve the right to deduct funds from your Card Account in order to correct a previous error or overpayment to you.
